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Completed and Signed Application |
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Application Fee (depends on lender) |
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Contract for Purchase/Sale (both sides with all riders) |
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Verification of Earnest Money (copies of both sides of canceled checks) |
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Gift Letter - signed by relative or donor, with copies of checks and deposit receipts (if applicable) |
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Insurance agent's name and number |
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Pay stubs for the last 30 days |
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Complete tax returns (all schedules, K1's & W2's) for the past 2 years |
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IF SELF-EMPLOYED: Corporate tax returns for the past 2 years. Also year-to-date profit and loss statement. |
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Assets: Last 3 months of statements for Checking, Savings, CDs, Brokerage, IRA, Keogh, Profit Sharing, Mutual Funds, etc. |
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Divorce Decree (if applicable) |
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Canceled checks to verify alimony/child support/separate maintenance (if you are using this income to qualify) |
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For rental income: copy of lease agreements |
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Installment Debt - Mortgage, Auto, Equity Loan, Student Loan, etc. |
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Please address any credit issues raised by any Consumer Credit Reporting Agency |
